about: Office worker in the day, delivery-boy of financial freedom thoughts at night. Loves yoga and hiking. Working towards financial freedom.

I guess “financial freedom” has a different meaning to different individuals. For me, achieving “financial freedom” is to reach a stage when I have built a portfolio that can provide a steady stream of  income that allows me to either continue working or pursue other interests without having to worry about job security / employment income to make ends’ meet.

I have tried investing in equities, fixed income securities, physical real estate, hedge funds, mutual funds, and even “collectibles”. I have managed to make profits on some and learnt some hard lessons (got burnt) on the others, making me realised that there are so much more for me to learn.

I would welcome your feedback and thoughts on how we can refine our strategies to achieve financial freedom.